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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,163 | $85,171+285.3% | $172,753+90.0% | $72,976+349.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 3.51% | 27.32%-23.8pp | 803.00%-799.5pp | 81.02%-77.5pp |
| Employer contribution / active EE | $6,041 | $3,324+81.7% | $5,144+17.4% | $2,440+147.6% |
| Participant deferral / active EE | $4,329 | $3,260+32.8% | $5,198-16.7% | $3,608+20.0% |
| Admin fee / account holder | $8,916 | $5,880+51.6% | $13,956-36.1% | $5,124+74.0% |