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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,044 | $77,638+263.3% | $156,551+80.2% | $62,881+348.5% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 1.82% | 50.33%-48.5pp | 32.23%-30.4pp | 20.14%-18.3pp |
| Employer contribution / active EE | $6,099 | $3,444+77.1% | $5,501+10.9% | $2,281+167.4% |
| Participant deferral / active EE | $4,521 | $3,046+48.4% | $4,871-7.2% | $3,203+41.1% |
| Admin fee / account holder | $5,986 | $5,561+7.6% | $13,028-54.1% | $4,296+39.4% |