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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,562 | $78,694+1.1% | $67,652+17.6% | $125,389-36.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -3.99% | 9.46%-13.4pp | 6625.40%-6629.4pp | 282.24%-286.2pp |
| Employer contribution / active EE | $637 | $3,044-79.1% | $2,266-71.9% | $4,866-86.9% |
| Participant deferral / active EE | $2,549 | $4,292-40.6% | $3,560-28.4% | $5,352-52.4% |
| Admin fee / account holder | $1,482 | $7,403-80.0% | $4,821-69.3% | $9,541-84.5% |