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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,997 | $98,240-3.3% | $82,312+15.4% | $147,586-35.6% |
| Participation rate | 88.9% | 79.7%+9.2pp | 76.9%+12.0pp | 82.8%+6.1pp |
| Annual return | 12.03% | 30.85%-18.8pp | 25.88%-13.8pp | 578.59%-566.6pp |
| Employer contribution / active EE | $397 | $3,192-87.6% | $2,428-83.7% | $4,876-91.9% |
| Participant deferral / active EE | $1,585 | $4,383-63.8% | $3,706-57.2% | $5,439-70.9% |
| Admin fee / account holder | $3,741 | $8,563-56.3% | $5,608-33.3% | $10,886-65.6% |