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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,125 | $88,707-9.7% | $74,184+8.0% | $273,972-70.8% |
| Participation rate | 90.9% | 79.4%+11.5pp | 76.6%+14.3pp | 83.0%+7.9pp |
| Annual return | 8.03% | 11.94%-3.9pp | 17.74%-9.7pp | 41.46%-33.4pp |
| Employer contribution / active EE | $474 | $3,159-85.0% | $2,370-80.0% | $4,869-90.3% |
| Participant deferral / active EE | $1,896 | $4,212-55.0% | $3,550-46.6% | $5,287-64.1% |
| Admin fee / account holder | $1,233 | $8,717-85.9% | $5,586-77.9% | $10,133-87.8% |