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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,463 | $104,251-66.0% | $91,004-61.0% | $147,586-76.0% |
| Participation rate | 95.8% | 78.2%+17.6pp | 75.6%+20.2pp | 82.8%+13.0pp |
| Annual return | 23.30% | 27.06%-3.8pp | 4.60%+18.7pp | 578.59%-555.3pp |
| Employer contribution / active EE | $12,500 | $3,116+301.2% | $2,456+409.0% | $4,876+156.3% |
| Participant deferral / active EE | $1,245 | $4,195-70.3% | $3,548-64.9% | $5,439-77.1% |
| Admin fee / account holder | $2,039 | $8,948-77.2% | $5,417-62.4% | $10,886-81.3% |