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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,275 | $79,961-34.6% | $98,462-46.9% | $75,177-30.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 14.19% | 19.75%-5.6pp | 21.17%-7.0pp | 160.75%-146.6pp |
| Employer contribution / active EE | $4,000 | $2,264+76.7% | $3,049+31.2% | $2,671+49.8% |
| Participant deferral / active EE | $528 | $3,753-85.9% | $4,738-88.9% | $4,126-87.2% |
| Admin fee / account holder | $4,686 | $6,842-31.5% | $8,875-47.2% | $5,651-17.1% |