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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,050 | $87,106-29.9% | $105,607-42.2% | $80,935-24.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 12.92% | 17.01%-4.1pp | 116.11%-103.2pp | 35.66%-22.7pp |
| Employer contribution / active EE | $3,704 | $2,396+54.6% | $3,167+17.0% | $2,757+34.4% |
| Participant deferral / active EE | $844 | $3,986-78.8% | $5,011-83.2% | $4,299-80.4% |
| Admin fee / account holder | $7,406 | $8,447-12.3% | $10,958-32.4% | $6,924+7.0% |