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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,003 | $105,861-56.5% | $90,756-49.3% | $134,509-65.8% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -21.09% | -10.99%-10.1pp | -12.16%-8.9pp | 418.13%-439.2pp |
| Employer contribution / active EE | $4,545 | $3,463+31.2% | $2,922+55.6% | $4,741-4.1% |
| Participant deferral / active EE | $912 | $5,217-82.5% | $4,565-80.0% | $6,400-85.8% |
| Admin fee / account holder | $6,691 | $13,938-52.0% | $8,445-20.8% | $11,427-41.4% |