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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,734 | $124,425+84.6% | $112,040+105.0% | $137,256+67.4% |
| Participation rate | 88.9% | 79.3%+9.6pp | 76.5%+12.4pp | 80.0%+8.9pp |
| Annual return | 3.77% | 24.72%-20.9pp | 24.52%-20.7pp | 220.34%-216.6pp |
| Employer contribution / active EE | $94,547 | $3,411+2671.5% | $2,954+3100.7% | $4,156+2174.9% |
| Participant deferral / active EE | $57,843 | $5,718+911.5% | $5,098+1034.7% | $6,407+802.8% |
| Admin fee / account holder | $165,800 | $15,207+990.3% | $12,098+1270.5% | $12,270+1251.2% |