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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,734 | $138,312+66.1% | $122,979+86.8% | $155,188+48.0% |
| Participation rate | 88.9% | 80.2%+8.7pp | 77.2%+11.7pp | 80.8%+8.1pp |
| Annual return | 3.77% | 22.06%-18.3pp | 20.12%-16.3pp | 148.84%-145.1pp |
| Employer contribution / active EE | $94,547 | $3,530+2578.1% | $3,062+2987.4% | $4,248+2125.8% |
| Participant deferral / active EE | $57,843 | $5,592+934.3% | $5,003+1056.2% | $6,531+785.6% |
| Admin fee / account holder | $165,800 | $15,089+998.8% | $12,864+1188.8% | $14,480+1045.0% |