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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,810 | $110,240+97.6% | $96,544+125.6% | $139,487+56.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 4.89% | 26.41%-21.5pp | 25.88%-21.0pp | 373.84%-368.9pp |
| Employer contribution / active EE | $2,129 | $3,622-41.2% | $2,966-28.2% | $4,755-55.2% |
| Participant deferral / active EE | $7,329 | $5,549+32.1% | $4,851+51.1% | $6,713+9.2% |
| Admin fee / account holder | $231,660 | $11,602+1896.6% | $8,254+2706.5% | $11,407+1930.8% |