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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,810 | $110,286+97.5% | $96,569+125.5% | $139,427+56.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 4.89% | 26.39%-21.5pp | 25.87%-21.0pp | 373.27%-368.4pp |
| Employer contribution / active EE | $2,129 | $3,619-41.2% | $2,965-28.2% | $4,752-55.2% |
| Participant deferral / active EE | $7,329 | $5,546+32.2% | $4,851+51.1% | $6,711+9.2% |
| Admin fee / account holder | $231,660 | $11,592+1898.4% | $8,251+2707.6% | $11,404+1931.4% |