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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,299 | $117,846+61.5% | $102,434+85.8% | $145,884+30.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 4.37% | 31.90%-27.5pp | 29.46%-25.1pp | 551.85%-547.5pp |
| Employer contribution / active EE | $2,357 | $3,615-34.8% | $3,023-22.0% | $4,662-49.4% |
| Participant deferral / active EE | $7,607 | $5,733+32.7% | $5,055+50.5% | $6,690+13.7% |
| Admin fee / account holder | $45,304 | $13,356+239.2% | $9,462+378.8% | $13,392+238.3% |