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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,900 | $137,414+3.3% | $189,520-25.1% | $85,856+65.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 9.19% | 38.14%-29.0pp | 555.25%-546.1pp | 318.58%-309.4pp |
| Employer contribution / active EE | $8,323 | $4,344+91.6% | $6,161+35.1% | $2,565+224.5% |
| Participant deferral / active EE | $4,247 | $6,260-32.2% | $8,220-48.3% | $3,952+7.5% |
| Admin fee / account holder | $8,792 | $8,630+1.9% | $12,046-27.0% | $6,261+40.4% |