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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,796 | $123,793+8.9% | $177,848-24.2% | $79,856+68.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 10.00% | 22.82%-12.8pp | 48.33%-38.3pp | 31.71%-21.7pp |
| Employer contribution / active EE | $7,624 | $4,095+86.2% | $5,919+28.8% | $2,471+208.5% |
| Participant deferral / active EE | $3,333 | $5,956-44.0% | $7,714-56.8% | $3,741-10.9% |
| Admin fee / account holder | $5,170 | $7,243-28.6% | $12,431-58.4% | $5,306-2.6% |