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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,340 | $138,385+18.8% | $184,243-10.8% | $80,925+103.1% |
| Participation rate | 98.2% | 83.9%+14.3pp | 86.8%+11.4pp | 67.7%+30.5pp |
| Annual return | 12.29% | 20.02%-7.7pp | 28.82%-16.5pp | 35.65%-23.4pp |
| Employer contribution / active EE | $6,292 | $4,851+29.7% | $6,427-2.1% | $2,756+128.3% |
| Participant deferral / active EE | $5,024 | $7,075-29.0% | $9,132-45.0% | $4,299+16.9% |
| Admin fee / account holder | $5,885 | $10,489-43.9% | $13,914-57.7% | $6,940-15.2% |