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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,457 | $145,431+17.9% | $211,142-18.8% | $87,485+96.0% |
| Participation rate | 98.2% | 84.7%+13.5pp | 87.3%+10.9pp | 68.9%+29.3pp |
| Annual return | 11.94% | 27.21%-15.3pp | 46.84%-34.9pp | 26.06%-14.1pp |
| Employer contribution / active EE | $6,902 | $4,662+48.1% | $6,442+7.1% | $2,596+165.8% |
| Participant deferral / active EE | $5,839 | $6,859-14.9% | $9,284-37.1% | $4,274+36.6% |
| Admin fee / account holder | $8,337 | $17,052-51.1% | $19,076-56.3% | $7,775+7.2% |