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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,254 | $65,696-75.3% | $56,429-71.2% | $147,586-89.0% |
| Participation rate | 53.8% | 85.5%-31.7pp | 80.0%-26.2pp | 82.8%-29.0pp |
| Annual return | 12.25% | 13.32%-1.1pp | 19.04%-6.8pp | 578.59%-566.3pp |
| Employer contribution / active EE | $2,114 | $4,121-48.7% | $3,405-37.9% | $4,876-56.6% |
| Participant deferral / active EE | $2,825 | $4,876-42.1% | $3,951-28.5% | $5,439-48.1% |
| Admin fee / account holder | $11,975 | $5,947+101.4% | $4,466+168.1% | $10,886+10.0% |