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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,943 | $85,094-74.2% | $76,327-71.3% | $145,877-85.0% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.2%+20.8pp | 80.3%+19.7pp |
| Annual return | 7.80% | 13.13%-5.3pp | 13.79%-6.0pp | 551.28%-543.5pp |
| Employer contribution / active EE | $2,873 | $5,261-45.4% | $4,584-37.3% | $4,663-38.4% |
| Participant deferral / active EE | $4,497 | $6,390-29.6% | $5,478-17.9% | $6,691-32.8% |
| Admin fee / account holder | $1,422 | $5,773-75.4% | $5,139-72.3% | $13,402-89.4% |