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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,556 | $84,149-75.6% | $76,080-73.0% | $167,536-87.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 79.4%+20.6pp | 82.1%+17.9pp |
| Annual return | 4.04% | 54.99%-50.9pp | 42.50%-38.5pp | 478.82%-474.8pp |
| Employer contribution / active EE | $1,614 | $4,618-65.0% | $3,962-59.3% | $4,839-66.6% |
| Participant deferral / active EE | $3,054 | $5,796-47.3% | $4,905-37.7% | $6,342-51.8% |
| Admin fee / account holder | $2,516 | $6,410-60.7% | $4,883-48.5% | $12,315-79.6% |