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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,640 | $67,214-70.8% | $61,491-68.1% | $134,545-85.4% |
| Participation rate | 70.0% | 83.7%-13.7pp | 79.3%-9.3pp | 81.2%-11.2pp |
| Annual return | -17.47% | -12.08%-5.4pp | -12.98%-4.5pp | 418.37%-435.8pp |
| Employer contribution / active EE | $1,242 | $4,974-75.0% | $4,246-70.7% | $4,742-73.8% |
| Participant deferral / active EE | $3,102 | $6,103-49.2% | $5,188-40.2% | $6,401-51.5% |
| Admin fee / account holder | $2,817 | $4,610-38.9% | $4,312-34.7% | $11,431-75.4% |