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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,119 | $156,398+54.8% | $147,318+64.4% | $138,895+74.3% |
| Participation rate | 78.3% | 83.8%-5.5pp | 82.1%-3.8pp | 79.9%-1.7pp |
| Annual return | 16.50% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.9pp |
| Employer contribution / active EE | $2,193 | $4,853-54.8% | $4,593-52.2% | $4,194-47.7% |
| Participant deferral / active EE | $9,811 | $8,237+19.1% | $7,906+24.1% | $6,396+53.4% |
| Admin fee / account holder | $5,780 | $14,976-61.4% | $13,708-57.8% | $12,562-54.0% |