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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,205 | $85,766+29.7% | $136,298-18.4% | $70,126+58.6% |
| Participation rate | 61.5% | 74.2%-12.6pp | 81.9%-20.4pp | 69.5%-8.0pp |
| Annual return | 16.18% | 31.46%-15.3pp | 5156.27%-5140.1pp | 73.15%-57.0pp |
| Employer contribution / active EE | $2,035 | $2,966-31.4% | $4,696-56.7% | $2,343-13.1% |
| Participant deferral / active EE | $6,246 | $5,051+23.7% | $6,2470% | $3,332+87.5% |
| Admin fee / account holder | $53,464 | $5,421+886.3% | $9,244+478.4% | $4,645+1050.9% |