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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,702 | $159,978+24.8% | $147,041+35.8% | $145,978+36.8% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 14.92% | 98.36%-83.4pp | 419.21%-404.3pp | 550.52%-535.6pp |
| Employer contribution / active EE | $2,272 | $5,288-57.0% | $4,935-54.0% | $4,662-51.3% |
| Participant deferral / active EE | $10,153 | $8,429+20.5% | $8,071+25.8% | $6,690+51.8% |
| Admin fee / account holder | $13,119 | $15,053-12.8% | $13,006+0.9% | $13,400-2.1% |