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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,244 | $148,623+15.9% | $135,974+26.7% | $139,466+23.5% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | 15.79% | 79.30%-63.5pp | 68.30%-52.5pp | 373.66%-357.9pp |
| Employer contribution / active EE | $2,677 | $5,246-49.0% | $4,859-44.9% | $4,754-43.7% |
| Participant deferral / active EE | $11,372 | $8,103+40.3% | $7,760+46.5% | $6,712+69.4% |
| Admin fee / account holder | $987 | $12,406-92.0% | $10,767-90.8% | $11,409-91.3% |