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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,721 | $58,292-49.0% | $86,640-65.7% | $71,511-58.4% |
| Participation rate | 43.0% | 65.0%-22.0pp | 71.7%-28.7pp | 67.9%-24.9pp |
| Annual return | 19.13% | 21.63%-2.5pp | 592.52%-573.4pp | 28.86%-9.7pp |
| Employer contribution / active EE | $1,029 | $2,574-60.0% | $3,024-66.0% | $2,589-60.3% |
| Participant deferral / active EE | $1,452 | $3,438-57.8% | $4,438-67.3% | $4,291-66.2% |
| Admin fee / account holder | $2,470 | $1,057+133.6% | $5,616-56.0% | $1,588+55.5% |