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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,876 | $54,757-56.4% | $90,304-73.6% | $72,975-67.3% |
| Participation rate | 51.9% | 65.2%-13.3pp | 73.3%-21.4pp | 69.5%-17.6pp |
| Annual return | 21.92% | 30.63%-8.7pp | 78.13%-56.2pp | 81.01%-59.1pp |
| Employer contribution / active EE | $998 | $2,093-52.3% | $2,855-65.0% | $2,440-59.1% |
| Participant deferral / active EE | $1,578 | $2,887-45.4% | $3,885-59.4% | $3,608-56.3% |
| Admin fee / account holder | $950 | $3,973-76.1% | $5,354-82.3% | $5,124-81.5% |