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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,602 | $60,119-55.8% | $90,430-70.6% | $79,858-66.7% |
| Participation rate | 51.6% | 65.0%-13.4pp | 72.7%-21.1pp | 69.6%-18.0pp |
| Annual return | 16.07% | 71.94%-55.9pp | 1293.73%-1277.7pp | 31.72%-15.7pp |
| Employer contribution / active EE | $1,096 | $2,068-47.0% | $3,262-66.4% | $2,471-55.7% |
| Participant deferral / active EE | $1,867 | $2,938-36.5% | $3,963-52.9% | $3,740-50.1% |
| Admin fee / account holder | $3,794 | $3,976-4.6% | $5,613-32.4% | $5,306-28.5% |