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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,394 | $49,177-58.5% | $79,467-74.3% | $64,173-68.2% |
| Participation rate | 56.1% | 65.0%-8.9pp | 73.3%-17.2pp | 69.6%-13.5pp |
| Annual return | 0.00% | -1.16%+1.2pp | 718.30%-718.3pp | 7.63%-7.6pp |
| Employer contribution / active EE | $732 | $2,076-64.8% | $2,800-73.9% | $2,381-69.3% |
| Participant deferral / active EE | $1,199 | $2,821-57.5% | $3,704-67.6% | $3,470-65.4% |
| Admin fee / account holder | $1,478 | $3,839-61.5% | $5,104-71.1% | $4,887-69.8% |