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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,369 | $227,399-39.6% | $189,758-27.6% | $198,609-30.8% |
| Participation rate | 93.3% | 84.0%+9.3pp | 79.8%+13.5pp | 82.4%+11.0pp |
| Annual return | 19.07% | 61.03%-42.0pp | 52.62%-33.6pp | 202.70%-183.6pp |
| Employer contribution / active EE | $2,129 | $5,526-61.5% | $4,767-55.3% | $5,055-57.9% |
| Participant deferral / active EE | $4,422 | $6,837-35.3% | $5,856-24.5% | $6,977-36.6% |
| Admin fee / account holder | $2,183 | $25,162-91.3% | $20,388-89.3% | $19,030-88.5% |