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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,777 | $167,352-36.8% | $143,788-26.4% | $134,509-21.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.72% | 0.47%-14.2pp | -0.03%-13.7pp | 418.13%-431.9pp |
| Employer contribution / active EE | $7,558 | $5,620+34.5% | $4,952+52.6% | $4,741+59.4% |
| Participant deferral / active EE | $5,009 | $6,447-22.3% | $5,638-11.2% | $6,400-21.7% |
| Admin fee / account holder | $2,740 | $18,091-84.9% | $14,675-81.3% | $11,427-76.0% |