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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,569 | $175,257-24.9% | $149,717-12.1% | $139,456-5.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.65% | 166.70%-147.1pp | 134.41%-114.8pp | 373.45%-353.8pp |
| Employer contribution / active EE | $5,127 | $5,477-6.4% | $4,820+6.4% | $4,753+7.9% |
| Participant deferral / active EE | $5,901 | $6,521-9.5% | $5,682+3.9% | $6,711-12.1% |
| Admin fee / account holder | $1,295 | $16,156-92.0% | $13,213-90.2% | $11,407-88.6% |