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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,297 | $102,382-20.6% | $147,005-44.7% | $80,874+0.5% |
| Participation rate | 70.0% | 75.8%-5.8pp | 82.2%-12.2pp | 67.6%+2.4pp |
| Annual return | 15.62% | 134.89%-119.3pp | 418.76%-403.1pp | 35.62%-20.0pp |
| Employer contribution / active EE | $3,472 | $3,715-6.5% | $4,934-29.6% | $2,756+26.0% |
| Participant deferral / active EE | $10,233 | $6,646+54.0% | $8,070+26.8% | $4,297+138.1% |
| Admin fee / account holder | $10,351 | $7,942+30.3% | $13,006-20.4% | $6,935+49.2% |