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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,291 | $157,307-76.9% | $141,200-74.3% | $152,914-76.3% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 20.73% | 64.34%-43.6pp | 71.41%-50.7pp | 345.48%-324.7pp |
| Employer contribution / active EE | $1,718 | $5,263-67.4% | $4,736-63.7% | $4,764-63.9% |
| Participant deferral / active EE | $4,242 | $7,111-40.4% | $6,710-36.8% | $5,852-27.5% |
| Admin fee / account holder | $3,643 | $12,126-70.0% | $10,265-64.5% | $11,601-68.6% |