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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,893 | $105,210-47.8% | $159,487-65.6% | $85,851-36.1% |
| Participation rate | 63.6% | 75.8%-12.1pp | 82.8%-19.2pp | 69.3%-5.7pp |
| Annual return | 18.37% | 45.08%-26.7pp | 263.71%-245.3pp | 318.63%-300.3pp |
| Employer contribution / active EE | $2,277 | $3,319-31.4% | $4,831-52.9% | $2,565-11.3% |
| Participant deferral / active EE | $6,654 | $5,946+11.9% | $7,354-9.5% | $3,952+68.4% |
| Admin fee / account holder | $1,500 | $6,934-78.4% | $10,804-86.1% | $6,261-76.0% |