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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,675 | $165,407-70.6% | $149,751-67.5% | $158,988-69.4% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 21.18% | 348.32%-327.1pp | 276.71%-255.5pp | 303.00%-281.8pp |
| Employer contribution / active EE | $2,272 | $5,105-55.5% | $4,646-51.1% | $4,763-52.3% |
| Participant deferral / active EE | $5,425 | $7,183-24.5% | $6,843-20.7% | $5,983-9.3% |
| Admin fee / account holder | $4,240 | $10,812-60.8% | $9,312-54.5% | $11,252-62.3% |