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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,620 | $57,330-83.2% | $86,656-88.9% | $75,177-87.2% |
| Participation rate | 78.2% | 63.2%+15.0pp | 71.7%+6.5pp | 67.2%+11.0pp |
| Annual return | 15.80% | 2675.40%-2659.6pp | 593.09%-577.3pp | 160.75%-144.9pp |
| Employer contribution / active EE | $556 | $2,316-76.0% | $3,025-81.6% | $2,671-79.2% |
| Participant deferral / active EE | $1,867 | $3,320-43.8% | $4,439-57.9% | $4,126-54.8% |
| Admin fee / account holder | $1,896 | $4,115-53.9% | $5,619-66.3% | $5,651-66.5% |