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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,060 | $54,370-83.3% | $82,763-89.1% | $68,490-86.8% |
| Participation rate | 74.0% | 63.9%+10.1pp | 72.6%+1.4pp | 67.9%+6.1pp |
| Annual return | -11.74% | -13.67%+1.9pp | 702.45%-714.2pp | -7.85%-3.9pp |
| Employer contribution / active EE | $584 | $2,219-73.7% | $3,008-80.6% | $2,597-77.5% |
| Participant deferral / active EE | $1,745 | $3,247-46.3% | $4,395-60.3% | $4,028-56.7% |
| Admin fee / account holder | $4,001 | $4,398-9.0% | $5,325-24.9% | $5,403-26.0% |