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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,622 | $54,763-84.3% | $90,324-90.5% | $72,976-88.2% |
| Participation rate | 85.4% | 65.2%+20.2pp | 73.3%+12.1pp | 69.5%+15.9pp |
| Annual return | 20.43% | 30.63%-10.2pp | 78.15%-57.7pp | 81.02%-60.6pp |
| Employer contribution / active EE | $425 | $2,093-79.7% | $2,856-85.1% | $2,440-82.6% |
| Participant deferral / active EE | $1,442 | $2,887-50.0% | $3,885-62.9% | $3,608-60.0% |
| Admin fee / account holder | $2,759 | $3,973-30.6% | $5,356-48.5% | $5,124-46.2% |