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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,451 | $118,496-49.8% | $98,461-39.6% | $139,466-57.4% |
| Participation rate | 91.7% | 77.5%+14.2pp | 75.2%+16.5pp | 80.3%+11.3pp |
| Annual return | 11.51% | 18.96%-7.5pp | 21.17%-9.7pp | 373.66%-362.2pp |
| Employer contribution / active EE | $922 | $3,611-74.5% | $3,049-69.8% | $4,754-80.6% |
| Participant deferral / active EE | $4,154 | $5,393-23.0% | $4,738-12.3% | $6,712-38.1% |
| Admin fee / account holder | $1,052 | $14,056-92.5% | $8,961-88.3% | $11,409-90.8% |