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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,150 | $105,861-44.1% | $90,756-34.8% | $134,509-56.0% |
| Participation rate | 78.3% | 78.2%0pp | 75.7%+2.6pp | 81.2%-3.0pp |
| Annual return | -10.78% | -10.99%+0.2pp | -12.16%+1.4pp | 418.13%-428.9pp |
| Employer contribution / active EE | $767 | $3,463-77.9% | $2,922-73.8% | $4,741-83.8% |
| Participant deferral / active EE | $3,483 | $5,217-33.2% | $4,565-23.7% | $6,400-45.6% |
| Admin fee / account holder | $2,620 | $13,938-81.2% | $8,445-69.0% | $11,427-77.1% |