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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,300 | $116,203-44.7% | $93,621-31.3% | $152,897-57.9% |
| Participation rate | 59.1% | 78.1%-19.0pp | 75.8%-16.7pp | 82.5%-23.4pp |
| Annual return | 12.05% | 35.96%-23.9pp | 32.76%-20.7pp | 345.43%-333.4pp |
| Employer contribution / active EE | $567 | $3,219-82.4% | $2,719-79.1% | $4,764-88.1% |
| Participant deferral / active EE | $2,624 | $4,605-43.0% | $4,070-35.5% | $5,851-55.1% |
| Admin fee / account holder | $3,046 | $10,751-71.7% | $7,890-61.4% | $11,599-73.7% |