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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,709 | $118,708-43.0% | $98,920-31.6% | $158,966-57.4% |
| Participation rate | 72.2% | 77.8%-5.6pp | 76.0%-3.8pp | 82.0%-9.7pp |
| Annual return | 8.65% | 372.49%-363.8pp | 196.47%-187.8pp | 302.95%-294.3pp |
| Employer contribution / active EE | $634 | $3,334-81.0% | $2,689-76.4% | $4,762-86.7% |
| Participant deferral / active EE | $2,885 | $5,089-43.3% | $4,245-32.0% | $5,983-51.8% |
| Admin fee / account holder | $2,098 | $10,134-79.3% | $6,643-68.4% | $11,250-81.3% |