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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,944 | $78,520+153.4% | $96,576+106.0% | $82,448+141.3% |
| Participation rate | 90.9% | 77.7%+13.2pp | 81.4%+9.5pp | 68.1%+22.8pp |
| Annual return | 12.05% | 41.30%-29.3pp | 38.47%-26.4pp | 41.64%-29.6pp |
| Employer contribution / active EE | $1,424 | $2,630-45.9% | $3,553-59.9% | $2,551-44.2% |
| Participant deferral / active EE | $4,993 | $6,754-26.1% | $7,956-37.2% | $4,139+20.6% |
| Admin fee / account holder | $16,434 | $13,455+22.1% | $11,381+44.4% | $7,234+127.2% |