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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,944 | $77,358+157.2% | $102,184+94.7% | $87,485+127.4% |
| Participation rate | 90.9% | 78.7%+12.2pp | 82.6%+8.3pp | 68.9%+22.0pp |
| Annual return | 12.05% | 41.11%-29.1pp | 31.58%-19.5pp | 26.06%-14.0pp |
| Employer contribution / active EE | $1,424 | $2,562-44.4% | $3,594-60.4% | $2,596-45.2% |
| Participant deferral / active EE | $4,993 | $6,753-26.1% | $8,309-39.9% | $4,274+16.8% |
| Admin fee / account holder | $16,434 | $6,809+141.4% | $11,609+41.6% | $7,775+111.4% |