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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,114 | $64,359+72.6% | $90,161+23.2% | $70,126+58.4% |
| Participation rate | 95.9% | 70.4%+25.5pp | 76.9%+19.0pp | 69.5%+26.4pp |
| Annual return | 13.44% | 28.13%-14.7pp | 34.89%-21.4pp | 73.15%-59.7pp |
| Employer contribution / active EE | $1,045 | $2,046-48.9% | $3,318-68.5% | $2,343-55.4% |
| Participant deferral / active EE | $2,927 | $4,389-33.3% | $5,287-44.6% | $3,332-12.2% |
| Admin fee / account holder | $1,695 | $3,945-57.0% | $5,943-71.5% | $4,645-63.5% |