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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,746 | $63,355+119.0% | $91,994+50.8% | $72,983+90.1% |
| Participation rate | 86.0% | 72.5%+13.5pp | 78.6%+7.4pp | 69.5%+16.5pp |
| Annual return | 2.68% | 35.35%-32.7pp | 69.03%-66.3pp | 81.01%-78.3pp |
| Employer contribution / active EE | $1,372 | $2,116-35.2% | $3,452-60.3% | $2,440-43.8% |
| Participant deferral / active EE | $4,427 | $4,883-9.3% | $5,923-25.3% | $3,608+22.7% |
| Admin fee / account holder | $21,141 | $4,668+352.9% | $7,743+173.0% | $5,124+312.6% |