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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,911 | $202,440-69.9% | $169,390-64.0% | $139,466-56.3% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 26.95% | 532.36%-505.4pp | 406.07%-379.1pp | 373.66%-346.7pp |
| Employer contribution / active EE | $2,272 | $4,693-51.6% | $4,013-43.4% | $4,754-52.2% |
| Participant deferral / active EE | $6,594 | $6,940-5.0% | $6,222+6.0% | $6,712-1.8% |
| Admin fee / account holder | $3,095 | $10,722-71.1% | $9,015-65.7% | $11,409-72.9% |