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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,248 | $228,395-83.7% | $185,861-80.0% | $158,982-76.6% |
| Participation rate | 40.0% | 82.3%-42.3pp | 78.0%-38.0pp | 82.0%-42.0pp |
| Annual return | 12.96% | 40.82%-27.9pp | 35.96%-23.0pp | 302.99%-290.0pp |
| Employer contribution / active EE | $0 | $4,968-100.0% | $4,088-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,749 | $6,417-57.2% | $5,634-51.2% | $5,983-54.1% |
| Admin fee / account holder | $29,453 | $11,869+148.1% | $9,503+209.9% | $11,252+161.8% |