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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,636 | $211,946-84.6% | $169,452-80.7% | $135,380-75.9% |
| Participation rate | 36.4% | 82.6%-46.3pp | 77.8%-41.4pp | 82.6%-46.3pp |
| Annual return | -4.81% | 3.26%-8.1pp | 1.83%-6.6pp | 519.81%-524.6pp |
| Employer contribution / active EE | $0 | $5,117-100.0% | $4,157-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,360 | $6,075-44.7% | $5,277-36.3% | $5,609-40.1% |
| Admin fee / account holder | $8,810 | $11,472-23.2% | $9,110-3.3% | $10,828-18.6% |