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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,503 | $232,540-84.7% | $185,117-80.8% | $147,586-75.9% |
| Participation rate | 50.0% | 82.4%-32.4pp | 77.3%-27.3pp | 82.8%-32.8pp |
| Annual return | 69.36% | 43.03%+26.3pp | 40.50%+28.9pp | 578.59%-509.2pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,350 | $5,834-42.6% | $5,045-33.6% | $5,439-38.4% |
| Admin fee / account holder | $11,302 | $10,275+10.0% | $8,159+38.5% | $10,886+3.8% |