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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,814 | $112,729-59.4% | $98,716-53.6% | $137,256-66.6% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.3%+5.7pp | 80.0%-5.0pp |
| Annual return | 13.71% | 38.48%-24.8pp | 31.81%-18.1pp | 220.34%-206.6pp |
| Employer contribution / active EE | $189 | $2,725-93.1% | $2,279-91.7% | $4,156-95.5% |
| Participant deferral / active EE | $3,868 | $4,640-16.6% | $4,048-4.4% | $6,407-39.6% |
| Admin fee / account holder | $16,045 | $10,129+58.4% | $8,703+84.4% | $12,270+30.8% |