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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,756 | $111,830-58.2% | $93,696-50.1% | $145,884-67.9% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 10.70% | 204.08%-193.4pp | 133.74%-123.0pp | 551.85%-541.1pp |
| Employer contribution / active EE | $372 | $3,093-88.0% | $2,422-84.7% | $4,662-92.0% |
| Participant deferral / active EE | $4,122 | $4,920-16.2% | $4,417-6.7% | $6,690-38.4% |
| Admin fee / account holder | $3,857 | $10,249-62.4% | $8,287-53.5% | $13,392-71.2% |